This note from Griffin. This looks to be very helpful so a USPS Money Order may be a good way to go for online payments.
Hi Frank,
I jsut read your deadbeat alert on behalf of hikermike. You might want to follow up on his pm to you that because he used a postal money order, he's still covered. If it was cashed by the eBay seller, the seller has committed mail fraud, and the USPS will come down on him. They will investigate, they have postal inspectors who are paid to do just that.
I use postal money orders instead of paypal for this very reason.
Cheers.
Brett