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motorcycle insurance questions help

  • Thread starter Thread starter mela
  • Start date Start date
Just out of curiosity....could you give us a couple of names of insurance companies that have such a policy??8-[

Check out this thread from a while back and follow the links. The AMA has been fighting this for quite a while now.
 
Interesting

Interesting

Check out this thread from a while back and follow the links. The AMA has been fighting this for quite a while now.

Thanks for the interesting link...I don't recall seeing that in the past. I think I looked at everything there and still saw no examples of where it has really taken place. It would be interesting to know which and how many companies might be trying to do this.
 
I called up Geico and asked for a quote, in the process they asked if the forks were modified, I said yes, they asked how much longer, I said 3" shorter... long pause... then they said, you mean 3" LONGER?, couldn't wrap it around thier brain/computer that I may have actually shortened the forks by switching to Ninja forks... I didn't insure with them.
 
I recently insured my 81 GS 650 for $75 for the whole year. My insurance company wanted $300 I checked Geico's website and am very pleased with what I ended up with. Now this is just liability but $75 beats $300 any day.
 
I pay about $85 per year for three bikes (Min. liability) thru Markel (also known as bikeline)
 
Linky no workie for me, MMG.

I just got my renewal from Markel, $54 and includes supplementary uninsured motorist. Also appears to be an option to add roadside assistance for $16 more. I've heard bad stories about AAA for bikes, but $16 isn't exactly a whopping risk. www.markelinsuresfun.com or 800-236-BIKE. Last year I got insured in minutes and they faxed the card straight to the DMV so I got everything done the same day.
 
Mela, I just started my policy with Esurance with the state minimums and just liability for $75 a year.
 
Linky no workie for me, MMG.

I just got my renewal from Markel, $54 and includes supplementary uninsured motorist. Also appears to be an option to add roadside assistance for $16 more. I've heard bad stories about AAA for bikes, but $16 isn't exactly a whopping risk. www.markelinsuresfun.com or 800-236-BIKE. Last year I got insured in minutes and they faxed the card straight to the DMV so I got everything done the same day.

I just got an online quote from Markel and I'm glad I was sitting.....
$1,327/yr.
I guess you got a bare-bones policy. I asked for 100-300 lia. etc.
 
wtf? I suspect something's not right here. Full coverage of a Hayabusa maybe? Please share your story Fla.guy
 
Linky no workie for me, MMG.

I just got my renewal from Markel, $54 and includes supplementary uninsured motorist. Also appears to be an option to add roadside assistance for $16 more. I've heard bad stories about AAA for bikes, but $16 isn't exactly a whopping risk. www.markelinsuresfun.com or 800-236-BIKE. Last year I got insured in minutes and they faxed the card straight to the DMV so I got everything done the same day.

Yeah, me either. In fact, the link was to a thread that I started and the entire thread seems to have vanished. I emailed Admin about it a couple weeks ago now, but I've not yet rec'd a response.

Here's a direct link to the AMA site and info: http://www.amadirectlink.com/legisltn/rapidresponse.asp
 
Hi Everyone :)

It blew my mind reading this thread !! The LOW insurance premiums for motorcycles that you are paying is MIND BOGGLING !! One thread, from a Florida poster even said motorcycle insurance is not required there !!! My poor brain can hardly even register such an idea !
I'm Canadian. Insurance is required in Canada.
It seems all the posters in this thread were/are American and no one pays more than $100 per year for their insurance. ((That's correct, isn't it ?! - there's not a '0' missing at the end of that figure ??))
I have an excellent driving record & the very cheapest motorcycle insurance available for my 82 400E and that is approx $650 per year, no collision or anything extra with deductibles. = grrrrr :mad:
 
Hi Everyone :)
It seems all the posters in this thread were/are American and no one pays more than $100 per year for their insurance. ((That's correct, isn't it ?! - there's not a '0' missing at the end of that figure ??))
mine is $167 in michigan from sentry/daryland
and I have been riding since '71, clean record...
 
Just got my renewal notice from Progressive this past week. I was gonna switch to another company that quoted me $81/year, $22 lower than the $103 that I paid this past year. Lo and behold, Progressive sent the renewal out at $76/year for the upcoming year!!! I hadn't even told them I was thinking of switching yet. Woohooo!!!!

As for all you poor Canadians, my condolences on your insurance woes. The rates y'all report make one or two years of premiums more expensive that what it costs to buy the bikes. Sad. :(
 
Full coverage plus towing on my 90 Guzzi with a fairing that is no longer available and is probably worth more than most of the bikes we're talking about (including my GS). It would have to be repaired, if possible or it has no fairing and I'd have to buy new gauges, etc.
$165/year through GEICO.

When I had my Concours it was about the same and it was new.
 
I am in canada, so my prices are a bit higher

79 750L - 316/year - 1,000,000 liability
91 Katana 1100 - 360/year - 1,000,000 liability

MY 91 katana 1100 with a rebuilt title - 880/year - I am sooooo not happy with this bike right now! I am looking for a frame with clear title for it to get to 360/year, 500 bucks a year, I can do a lot of work switching parts across for that money!
 
Just got my renewal notice from Progressive this past week. I was gonna switch to another company that quoted me $81/year, $22 lower than the $103 that I paid this past year. Lo and behold, Progressive sent the renewal out at $76/year for the upcoming year!!! I hadn't even told them I was thinking of switching yet. Woohooo!!!!
That's about half what I am paying for full coverage from progressive.

Have you been riding a motorcycle for along time??
 
That's about half what I am paying for full coverage from progressive.

Have you been riding a motorcycle for along time??

Whoa now...I do NOT have full coverage...liability only since a bug on the windscreen would likely prompt insurance companies to total these old bikes.

Started riding in the early 80's. As far as insurance/MVA records go, since 1987 as a licensed rider, but only 10 of those years as an owner of a registered bike.
 
Whoa now...I do NOT have full coverage...liability only since a bug on the windscreen would likely prompt insurance companies to total these old bikes.

I'm a beginning rider, liability for my KZ550 would have been $168, full coverage was $198. Since full coverage was only $30 more per year I decided to go with that.
 
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